This is pretty little necklace. I'm guessing the bulk of the price is in the sterling silver chain as CZs are very inexpensive. I have no clue what value to assign to a simulated pearl but this is very nice looking. It is very similar in appearance to the "real" I have purchased in the past. It is a nice piece of jewelry for gifting to a preteen as it has a nice appearance and you won't feel badly when it is lost. If it came in a cute little gift box it would be worth five stars. $25.00 at Amazon.
If reviewing a product, it may have been received free of charge. That will NEVER have a bearing on my recommendations.