FTC Disclosure

Life is complicated enough without getting into hotwater with federal agencies so: TAKE NOTE Many things I review I got at no charge in exchange for an honest review. Consider this as informing you that ALL things I review may have been gotten at no charge. Realistically about 60% but in order to keep things above board just assume that I got the stuff free. Words like, “sponsored,” “promotion,” “paid ad” or even just “ad” are clear ways to disclose that you’re being paid to share information and links so BE AWARE that some of what I write can be described as an AD by the government. BTW I will NEVER say a product is great, super or even acceptable if it isn't whether I got it free or NOT!

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Saturday, April 14, 2012

How the internet has changed the way we should buy insurance.


How the internet has changed the way we should buy insurance.

The internet has got a lot to answer for, and the way we communicate with each other, even in the same house has been changed by our ease of access to technology. Rarely do families now sit around the lounge actually talking to each other, instead communicating with each other and the outside world through a range of devices including smart phones, tablets and laptop computers. 

The way in which we do our shopping has also changed quite substantially, although many, apart from the shop based retailers, will agree for the better as we can now do our shopping online, or reserve products in a store before visiting ourselves to collect the items we need. We can also compared the price of different products before visiting the shop that sells it the cheapest, something we may have had to do on foot, or over the phone previously.

The biggest difference the online world has made to shopping online comes in the financial market, where the purchasing of insurance products has been totally revolutionized. 

No longer will customers be happy to trust their auto insurer that their renewal quote is good value, simply logging onto an insurance comparison site before comparing the cost of auto insurance from over 100 different providers in one place, thanks to one thirty second search after typing their details in once.

To get the same information 15 years ago would have required a customer to make over 100 different phone calls, giving their details 100 different times and spending so long, and so much on their phone bill that it’s actually no surprise most people chose to stick to the same insurer year after year.
Life insurance has also changed substantially, and in the UK at Life Insurance Quotes we’ve seen a huge increase in the number of customers now using our comparison service to find the cheapest life insurance from a number of the leading life insurance providers, instead of paying a mortgage advisor or financial advisors commission through the price they paid for their life insurance in the first place.

The internet means things will never be the same again, but the whole world has become more accessible, and those who sell the best products, at the right price will inevitably prosper as more and more reviews and recommendations point customers in the direction of their website, and their products.

This is a guest post, I'm guessing from the publicist for the owners of the links.  I checked out the links and they appear harmless.  I accept guest posts that are interesting or make sense.   This makes sense for me as this is how I now shop.   Posting this is not, in any way, an endorsement of the links or the companies they represent.  

If reviewing a product, it may have been received free of charge. That will NEVER have a bearing on my recommendations.

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