FTC Disclosure

Life is complicated enough without getting into hotwater with federal agencies so: TAKE NOTE Many things I review I got at no charge in exchange for an honest review. Consider this as informing you that ALL things I review may have been gotten at no charge. Realistically about 60% but in order to keep things above board just assume that I got the stuff free. I do not collect information on my readers. If cookies or other tracking stuff is used on my blogs it is due to BLOGGER not ME. Apparently the European Union's new rules state I need to inform you if cookies are being use. If they are it isn't byu me, consider yourself INFORMED.
Words like, “sponsored,” “promotion,” “paid ad” or even just “ad” are clear ways to disclose that you’re being paid to share information and links so BE AWARE that some of what I write can be described as an AD by the government. BTW I will NEVER say a product is great, super or even acceptable if it isn't, whether I got it free or NOT!



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Pick of the Literate 
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Thursday, July 14, 2016

Bank of America Customer Service is a Joke and not a Funny One.

Bank of America has a toll free number on the back of their card and I have to wonder why as they apparently do not have a human being anywhere in their phone tree.   I have called multiple times and when I hit the thirty minute wait time, I give up.   There is only so long I can stand being on hold.  My calls were probably going to benefit them as I was looking for information on adding a card or finding out how to check an existing card.   The result of multiple calls and no human beings is that I will not be using their card.   Discover is the only credit card company I have found to actually have a person on their phones.   So Bank America you have successfully driven another customer away from your services.  

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