FTC Disclosure

Life is complicated enough without getting into hotwater with federal agencies so: TAKE NOTE Many things I review I got at no charge in exchange for an honest review. Consider this as informing you that ALL things I review may have been gotten at no charge. Realistically about 60% but in order to keep things above board just assume that I got the stuff free. I do not collect information on my readers. If cookies or other tracking stuff is used on my blogs it is due to BLOGGER not ME. Apparently the European Union's new rules state I need to inform you if cookies are being use. If they are it isn't byu me, consider yourself INFORMED.
Words like, “sponsored,” “promotion,” “paid ad” or even just “ad” are clear ways to disclose that you’re being paid to share information and links so BE AWARE that some of what I write can be described as an AD by the government. BTW I will NEVER say a product is great, super or even acceptable if it isn't, whether I got it free or NOT!



Please check out my other blogs
Pick of the Literate 
or Azure Dwarf’s Horde
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Thursday, May 5, 2011

Four Must Have Money Saving Apps

A guest post by author Donna Reish.

With the ever looming economic recession weighing down our spirits (but not our wallets), money is a seemingly endless concern. In response to this economic slump, frugality has become somewhat of a trend. Scouring through the internet we can find numerous tips and tricks for saving money. While these tricks have the potential to be extremely helpful, rarely do we stick to them. All too often, we discover a great new way to save a few bucks, try it out, and then drop it. What we really need are tools aimed towards frugal living. While iPhones and Smartphones may cost a small fortune, their money saving potential may prove worth the initial expense. Try these four fabulous apps to help you save and manage your money.

The first step to being frugal is learning to properly manage your money. Thankfully your iPhone or Smartphone offers dozens upon dozens of tools to help you keep track of your accounts and expenses. Two of the most popular money management tools available on your phone are Bill Minder and Quicken. Bill Minder is one of the most popular bill tracking apps available on the market. What makes this app so popular is its simple and intuitive interface. Bill Minder will display the various bills that you have along with their due dates and balances. This app can back up your financial data and send you an email notification when your bills are paid. This app helps you to never miss a due date. Another popular money management tool available as an app is Quicken. Quicken allows you to check your financial accounts on the go. You can monitor account activity, trace financial goals, and find an ATM all within one sleek and easy interface.

As gas prices rise at seemingly astronomical rates, simply getting the places we need to go is breaking our bank accounts. While there are numerous apps aimed towards easing the stress of everyday travel, Gas Buddy is one of the best. Gas Buddy provides a search tool for finding the cheapest priced gas at any given location. You enter a zip code and a map will display all of the closest gas stations with their prices. This app is not only addicting, but also can save you some serious cash. With gas prices ranging drastically even within a relatively small area, Gas Buddy can be a very useful tool for the frugally inclined.

Grocery shopping is another realm to try to save money in. The iPhone app Coupon Sherpa offers both in-store coupons and exclusive deals. With this tool you can search for deals by category or by store name. The app will locate the merchant that is closest to your location and can even email coupons to your friends. What is nice about this coupon app is that you can simply show the coupon on your phone to the cashier at checkout and the coupon will scan. This way you can better organize your coupons and not waste paper. Many of us underestimate the amount of money we spend on grocery shopping each month. With helpful tools like Coupon Sherpa we can save a few extra dollars on this big expense. Coupon Sherpa is not limited, however, to only groceries. You can also find deals on electronics, clothing, jewelry, and more.

While frugality has become somewhat of a fad in recent years, it's a fad I'll happily support. Saving money in small places here and there can make a bigger different than we realize. Living a truly frugal life does not necessarily mean cutting out all large expenses (like that iPhone or Android phone). Just use those big expenses to your full advantage.
Author Bio:
Donna Reish, a freelancer who blogs about best universities, contributed this guest post.  She loves to write education, career, frugal living, finance, health, parenting relating articles. She can be reached via email at: donna.reish13@gmail.com.

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 Money Saving Tech Tips