Book Reviews and Money Saving Tips

That isn’t a philosophic posture it is a way of life for those folks in the Gulf of Mexico that have had their livelihood dramatically impacted. Doesn’t matter if you like or hate fish, doesn’t matter if you grew up eating fish every Friday, it doesn’t matter if you fish for fun, what matters is that there are a bunch of small businesses who have been knocked on their heels through no fault of their own. On Aug. 25, the Citizen Effect has slated a national day of action to help raise funds for educational programs designed to help fishing families impacted by the Deepwater Horizon oil spill in the Gulf Coast. Citizen Effect, together with several support partners and volunteers, is organizing several online and local event fundraising efforts across the U.S. What You Can Do To Help. 1. Attend Or Host Local Events Around the United States. With the help of local chapters of the Social Media Club, members are volunteering to organize New Orleans-themed events with live ja...

I talked to my home heating oil company this week. I am on the 9 month budget plan and my budget will increase $160.00 per month over last year. Yeah, that is $160.00 more per month, outrageous. My cap on the budget plan is $4.99 per gallon for heating oil. That is what m y budget is based on. If home heating oil goes higher than that I am capped at the $4.99. Assuming I use no more oil than I did last year I know exactly what I will pay. If oil goes down in price, I will pay the lower price but I won’t benefit until the end of the budget and then I will get a refund. The oil company gets my money and any interest they can generate if the price goes down. I get the safety of a cap if the crazy market gets crazier and I don’t get penalized if the price goes down. The other alternative that some of my friends are doing is the prepayment option. The lowest I have heard is $4.59 per gallon prepaid based on last years use. Based on my usage that would be about $3000.00 prepaid to lock that ...