A Guest Post Whether you have started your own business or put yourself through school, many of us are now faced with a sizable debt that must be re-paid. And if the majority of your debt is on one or more credit card, dealing with repayment can become even more complicated. That's what is so cool about the new iPhone app, Pay Off Debt. If you are one of the many people juggling credit card debt, Pay Off Debt is designed specifically to help with managing credit card debt and is a great tool to manage your finances 24/7. Once you download Pay Off Debt, you can enter all your debts, and the app will help you figure out the most effective way to pay them off. You start by entering and labeling your debts and organizing them by types, such as student loan, credit card, or car loans. You will also enter the balances, interest rates, and payment information. As soon as you assign a label to each debt, the app will automatically sort them into categories. The app keeps track o...