Book Reviews and Money Saving Tips

A guest post by author Donna Reish. With the ever looming economic recession weighing down our spirits (but not our wallets), money is a seemingly endless concern. In response to this economic slump, frugality has become somewhat of a trend. Scouring through the internet we can find numerous tips and tricks for saving money. While these tricks have the potential to be extremely helpful, rarely do we stick to them. All too often, we discover a great new way to save a few bucks, try it out, and then drop it. What we really need are tools aimed towards frugal living. While iPhones and Smartphones may cost a small fortune, their money saving potential may prove worth the initial expense. Try these four fabulous apps to help you save and manage your money. The first step to being frugal is learning to properly manage your money. Thankfully your iPhone or Smartphone offers dozens upon dozens of tools to help you keep track of your accounts and expenses. Two of the most popular mo...

HVAC folks have a special language just like any other profession. Unless you are in the business you really are not going to be able to get a truly clear understanding of all of their terminology. That is not a bar to getting a decent price. Many AC vendors are proposing units that exceed the government standards for energy savings. By exceeding the standards they assure you that you can get the $1500.00 tax credit offered by Federal Tax Credit for Energy Efficiency. If you have used the tax credit for any other Energy Star improvement, you can NOT use it again. It is a once and done tax credit, no matter what the salesman tells you. Also remember it is up to 30% of the purchase or a maximum of $1500.00 for most Energy Star improvements. Solar panel installs fall under another category so look that up if you are interested. The tax credit is not a refundable tax credit. That is important. A refundable tax credit means that if you owe no taxes and you generate a refundable tax cre...